Ask Kim

How to Search for Old Savings Bonds

[Question]My grandfather and father passed away when I was 8 years old. I heard they had savings bonds for me. I'm 37 now and have no one left to ask about it. How do I find out if there really are any savings...

Tapping an IRA for Charity

[Question]I read your column explaining that making a tax-free transfer from your IRA to a charity is even more attractive now that fewer people will be itemizing their deductions. But if I still itemize, is...

How Your Home Sale Will Be Taxed

[Question]I'm thinking about selling my house and then renting for a while. Will I have to pay higher capital gains taxes on my home sale because I'm not rolling over the money to a new house?[Answer]No. You're...

Shopping for a 529 Plan for a Grandchild

[Question]My husband and I live in Virginia, and our grandson lives in Utah. What is the best way to set up a 529 plan, given that we live in different states and we have no idea where he will go to college?SEE...

5 Last-Minute Ways to Cut Your Tax Bill

[Question]We forgot to make the $6,000 catch-up contribution to my husband's 401(k) in 2017, even though he's older than 50. We know it's too late now, but are there other retirement-savings accounts in which we...

Calculating Taxes on Social Security Benefits

[Question]How do I calculate what portion of my Social Security benefits is taxable?[Answer]If your only income is from Social Security, your benefits likely aren't taxable. But if you have other taxable...

How Much Can You Contribute to a Health...

[Question]I was working part-time for the first few months of 2017 and bought my own high-deductible health insurance policy. But then I started a new job last May and switched to my employer's health insurance...

When It's Safe to Shred Your Tax Records

[Question]Now that I've filed my income tax return, I'm going to clean out my old files. What tax records can I toss, and what do I need to keep? How long do I need to keep them?[Answer]The IRS generally has...

How to Undo a Roth IRA Contribution If Your...

[QUESTION]I know I can't undo conversions from a traditional IRA to a Roth anymore. But what if I contribute to a Roth and then discover my income is too high? -J.C., East Lansing, Mich.[ANSWER]Even though the...

Should You Get Cell Phone Insurance?

[Question]Now that new cell phones are more expensive, should I consider getting cell phone insurance? What are the best options? -M.S., San Diego[ANSWER]Cell phone insurance isn't worth the cost if you rarely...

< Previous Page  |  Next Page >
Provided by Kiplinger

Stories & Features

Investing

25 Blue-Chip Stocks That Mutual Fund Managers...

Investors continue to pour money into passive vehicles such as indexed mutual funds and...

Spending Wisely

Best Amazon Prime Benefits

Many of us first signed up for Amazon Prime years ago to take advantage of free two-day shipping, and...