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How to Find a Home's Claims History

[QUESTION]I'm buying a house and heard I should get the CLUE report. What is it, and how do I get it? --N.S., Sioux City, IowaSee Also: 8 Things Home Buyers Will Hate About Your House [ANSWER]The Comprehensive...

What to Do After Inheriting an IRA

[QUESTION]My mother just passed away at the age of 60. She has $110,000 in a traditional IRA, and my sister and I are the beneficiaries. The bank said it will have to open an IRA account for each of us and then...

Donating to Hurricane Harvey Relief Efforts

[QUESTION]I'd like to help a charity that supports Hurricane Harvey victims. What's the best way to give?[ANSWER]There are many opportunities to support disaster-recovery efforts and help people whose lives have...

Marriage and Roth IRA Contributions

[QUESTION]I'm getting married next month, and when we add up my income and my wife's, we'll earn more than the limit to contribute to a Roth IRA. But I'm below the income limit now, so can I contribute to a Roth...

Using Flexible Spending Account Dollars at the...

[QUESTION]I know that the law changed a few years ago so you can no longer use tax-free money from a flexible spending account for over-the-counter medications without a prescription. But I saw your article about...

Transferring IRA Money to a Health Savings Account

[Question]I'm now on Medicare, but I had opened a health savings account when I was still working and was covered by a high-deductible health insurance policy. Can I transfer funds from a traditional IRA to a...

What You Need to Know About Homeowners...

[Question]I'm thinking of buying a house on the water in Florida, but know that homeowners insurance can be complicated because of hurricanes. What do I need to know to get the right coverage without paying too...

Claiming the Saver's Credit on Your Tax Return

[Question]I'm about to start a new job that finally has a 401(k) and am trying to decide how much I can afford to contribute. Will my contributions make me eligible for the retirement saver's tax credit, and how...

Deducting Mortgage Interest on a Vacation Home

[Question]I'm about to buy a lake house as a second home. I plan to go there a few times a month but not live there full-time, and I don't plan to rent it out. Is the mortgage interest tax-deductible?SEE ALSO:...

Tax Breaks When Moving to Take Your First Job

[Question]I just graduated from college and will be starting my first job in September. Are my moving expenses tax-deductible?[Answer]It depends on how far you move. If you're starting your first job, you can...

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Stories & Features

Investing

Five Ways to Ponzi-Proof Your Retirement

Most investors worry about losing their money to the market -- not to their financial professional....

Spending Wisely

Car-veat Emptor: Tips to Control Car-Buying...

Last week I spent a couple of hours helping a client buy a new car. Betty, who is in her mid-70s and...