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Borrowers Get More Time to Repay 401(k) Loans

[Question]I understand that the new tax law changed the deadline for repaying a 401(k) loan if you leave your job. How much time do borrowers now have? - S.C., OmahaSee Also: How to Avoid Cashing Out Your...

When It Pays to Buy Travel Insurance

[Question]I'm going on vacation to the Caribbean this summer. Is it a good idea to buy travel insurance? What should I look for in a policy? - P.L., BostonSee Also: Disaster-Proof Your Vacation With Trip...

It's Not Too Late to Boost Retirement Savings...

[Question]Is it too late to contribute to my retirement savings for 2018?[Answer]It's too late to contribute to a 401(k)--you had to make those contributions by the end of the calendar year. But you still have...

How Your HSA Can Reimburse You for Medicare...

[QUESTION]You told another reader that people can't make new contributions to a health savings account once they enroll in Medicare, but they can withdraw the money tax-free from the account to pay Medicare...

How to Correct a Mistake on Your RMDs from IRAs

[QUESTION]My brokerage firm split my IRA into two separate accounts in 2016, and I just discovered that it calculated my required minimum distribution for only one of the accounts. Because of this mistake, I...

What Travel Insurance Covers When Planes Are...

[Question]Can people whose flights were canceled when Boeing 737 Max planes were grounded get a claim paid from their travel insurance?[Answer]Travel insurance likely will not cover cancellations specifically due...

Ways to Spend Your Flexible Spending Account...

[Question]I just realized that I have a few hundred dollars left over from my flexible spending account from last year that I must spend by March 15 or else I'll lose it. What can I use it for on short...

Paying for Continuing Education With a 529 Plan

[Question]Can I use money tax-free from a 529 college-savings plan to pay for continuing education? Or do I have to be enrolled in a college degree or certificate program?[Answer]As long as you are taking the...

Making the Most of a Health Savings Account...

[Question]Does the penalty for using health savings account money for non-medical expenses disappear entirely at age 65? Does that mean I could withdraw the money after age 65 for a vacation and just pay taxes on...

What's the Best Medigap Policy

[Question]Do you have any advice to help me choose which type of Medicare supplement plan to buy? - M.R., Folsom, Calif.[Answer]Medicare supplement policies (medigap plans), which pay out-of-pocket costs not...

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Stories & Features

Investing

Why Your Investment Return May Differ From the...

[Question]My mutual fund statement shows that I've lost money over the past four years, but the...

Spending Wisely

Where to Go for the Best Off-Season Travel

Traveling during the off-season is in. And no wonder: Off-season travelers are rewarded with shorter...