Ask Kim

Kiplinger

When to Use Virtual Doctors' Visits

Kiplinger.com
[QUESTION]My health plan is offering telemedicine this year. When and why should I use this service? - J.B., Chicago

See Also: 50 Ways to Save on Health Care

[ANSWER]Telemedicine, which offers basic health care through virtual visits with a doctor by phone or video chat, "is ideal for minor health concerns, such as bronchitis, cold and flu, bladder and urinary tract infections, fever, pinkeye, sinus problems, sore throat, and stomachache," says Rebecca Madsen, of UnitedHealthcare.

You can save a lot of money by using telemedicine, especially if you're paying the full cost of care before reaching your deductible. The median cost of a video-based doctor's visit is $50, compared with $80 for an office visit; $125 for a visit to an urgent care facility; and $685 for an emergency-room visit, says Madsen.

See Also: 7 Ways to Save on Prescriptions

EDITOR'S PICKS

Copyright 2019 The Kiplinger Washington Editors

More from Kiplinger.com

See more stories in this category

Back to Previous Page

Ask Kim

How Does the Government Shutdown Affect Medicare?

[Question]Does the government shutdown affect Medicare enrollment, claims or support?[Answer]No. The...

Switching to a New Medicare Advantage Plan...

[QUESTION]I switched to a different Medicare Advantage plan for 2019 because the premiums were lower...

Using a Health Savings Account to Pay...

[QUESTION]Can I take out money tax-free from my health savings account to pay my long-term-care...

Should You Buy Renters' Insurance Through a...

[QUESTION]I'm about to rent an apartment, and my landlord is offering renters' insurance along with my...

Recouping Social Security Benefits

[QUESTION]I started taking Social Security at 62, but my benefits were reduced two years later when I...

Next Page >
Provided by Kiplinger